Sergio Spadavecchia Photo of a Mortgage Broker

Sergio Spadavecchia can help you find the best financing, mortgage and loan solutions!


Mortgages, Home Equity Loans, Debt Consolidation,

Bank Turndown, Refinancing and More!


Apply Now

Sergio Spadavecchia & One Stop Mortgage Corp can help you get the best mortgage/loan package

to fit your financial needs.

Bank turned down your application? We can help!

Call Sergio today and find out: 1-877-874-8988 or 604-874-8988 

Mortgage and Financing Services

Home Equity Loans

You've been paying down your mortgage for years, building equity. A home equity loan allows you to access that cash when you need it most. The banks often have tough rules about home equity loans, but I can help you find the best rates for your particular financial situation.

You may want to consider refinancing to:

  • Pay down your debts with high interest rates
  • Consolidate your debts
  • Finish home renovation projects
  • Invest in your business
  • Pay a child’s tuition
  • Take advantage of low interest rates
  • Take a much needed vacation
  • Buy a new car
Debt Consolidation Loans

Money problems put incredible stress on a person and his or her relationships. Troubles with debt can lead to the loss of your home, breakdown of your marriage and family relationships, incredible stress and permanent health problems as well as a deterioration of your credit score. When times get tough, and you are carrying a huge debt load, it becomes harder and harder to make the money you need to carry that debt.

There are many solutions within debt consolidation that will assist you in lowering your monthly payments and giving you the breathing space to start paying off your debt.  These include lower interest rates, a home equity loan and working with mortgage broker Sergio Spadavecchia to help you find the best financial solution to pay off your debts and reduce your interest rates into one easy monthly payment.

 

Self-Employed Mortgage

Self Employed Mortgages enable a person to qualify for a mortgage based on the income that is shown or can't always be shown in the traditional manner. Applying for a loan or mortgage can be difficult when you are self-employed, since you have income coming in at differing rates every month. Many big banks won't help you, or they will charge you higher interest rates.

Sergio Spadavecchia can help you find the best rates and fight to get you the best deal you can get for your particular financial situation. He can also get access to Stated Income Products to help with Consolidating Debts, home renovation, vacations, Business Capital, automobile purchase or other needs.

Credit Repair

I can provide tools and information to improve credit and overall financial situation.

  • Do you want help with your credit and are you prepared to do something about it?
  • Would you like debt consolidation help?
  • Would you like lower monthly payments?
  • Would you like to improve your credit?
  • Are you a home owner?

If you said "yes" to any of these questions call me today at 1-877-874-8988 or 604 874 8988.

 

Refinancing

Is your mortgage rate higher than the current discounted mortgage rates?
Do you have outstanding debts or loans that you need to refinance at a lower rate?

If you are self-employed or on a salary, I can help you find the best solution for refinancing.

Mortgage refinancing is useful to reduce interest rates or the interest costs, to extend the repayment time, to pay off other debt to reduce periodic payment obligations or by taking a longer-term loan, as well as to reduce or alter risk and to raise cash for investment or the payment of a dividend.

Refinancing may also reduce the risk associated with an existing loan. Interest rates on adjustable-rate loans and mortgages shift up and down so by refinancing an adjustable-rate mortgage into a fixed-rate one, the risk of interest rates increasing dramatically is removed. Contact me today to see if refinancing is a good option for you.

 

Alberta-Mortgage-Brokers

Amba

AMBA is the collective voice of the mortgage brokerage industry in Alberta. AMBA develops a standard of excellence for its members through advocacy, education, information and networking.

AMBA promotes an ethical and sustainable industry for consumers and industry members.

Caamp

CAAMP

  • Founded in 1994, CAAMP (formerly CIMBL) draws its members from all segments of Canada's mortgage industry 
  • CAAMP is actively involved in delivering professional development opportunities and hosts regional and national events across Canada
  • CAAMP serves as the industry voice with government, media and regulators
BC-Mortgage-Brokers

MBABC

The Mortgage Brokers Association of British Columbia represents the province’s mortgage industry and exists to support and enhance professionalism and ethical standards within the mortgage industry. Incorporated in 1990, the Association is not-for-profit, based in Vancouver and has a growing membership of over 1800.